Don’t Lose Sight of Your FSA/HSA Dollars—Spend Them on Eyewear Before Year’s End
- Midtown Vision

- Oct 20
- 2 min read
As the leaves turn and the year winds down, there’s one thing you shouldn’t let fall through the cracks: your unused FSA or HSA dollars. October, November, and December aren’t just for pumpkin patches and peppermint lattes—they’re prime time to make smart, stylish, and health-savvy purchases before your pre-tax funds disappear into the mist of New Year’s Eve.
And what better way to spend them than on something that helps you see the world more clearly—literally? That’s right: EYEWEAR
👓 Why Eyewear Is the End-of-Year MVP
It’s HSA/FSA eligible. Prescription glasses, prescription sunglasses, contact lenses, lens solution, and even eye exams are all fair game. If it helps your vision and has a prescription attached, it’s probably covered.
Your dollars may expire. Most FSA plans are “use it or lose it,” meaning any unspent funds vanish when the clock strikes midnight on December 31st. HSA funds roll over, but why not treat your eyes now?
Fall fashion meets function. October is the perfect time to upgrade your look with a new pair of frames. Think cozy-chic tortoiseshells, bold autumnal colors, or sleek metal styles that pair perfectly with your cable-knit sweaters.
Holiday travel = eyewear essentials. Whether you’re flying to see family or skiing in the mountains, prescription sunglasses and backup contacts are clutch. Use your FSA/HSA to prep for the season in style.
Vision care is self-care. Eye strain from holiday shopping online? Foggy vision during frosty commutes? A fresh prescription and new lenses can make a world of difference heading into the new year.
🛍️ What to Buy Before the Ball Drops
A second pair of prescription glasses (because one always goes missing during the holidays)
Prescription sunglasses for winter glare
Blue light-blocking lenses for all that screen time
Contact lenses and solution (stock up!)
Eye exams to update your prescription
Specialty eyewear like sports goggles or computer glasses
🗓️ Timing Is Everything
October: Great for getting ahead of the rush. Opticians and retailers are less busy, and you’ll have time to browse.
November: Perfect for taking advantage of Black Friday deals on eligible eyewear.
December: Last call! Don’t wait until the 31st—many providers close early for the holidays.

SO! before you spend your FSA/HSA dollars on a mountain of bandages or enough antacids to survive Aunt Carol’s fruitcake, consider investing in your vision. It’s practical, stylish, and totally eligible.
Stay tuned for more information and special events leading up to the end of the year!
See the savings. See the style. See the year out right.
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