As the leaves turn and the year winds down, there’s one thing you shouldn’t let fall through the cracks: your unused FSA or HSA dollars. October, November, and December aren’t just for pumpkin patches and peppermint lattes—they’re prime time to make smart, stylish, and health-savvy purchases before your pre-tax funds disappear into the mist of New Year’s Eve. And what better way to spend them than on something that helps you see the world more clearly—literally? That’s right: